But this is not the case. The opportunity to get fast cash for a person who needs a certain amount of money always exists. You may get an inheritance or win the lottery to get your fast cash. In the first case, you need to have rich relatives who are ready to die in case of urgent financial difficulties of the heirs. And in the second, you need to be very lucky. Both happen very rarely, so it is not suitable as a way to quickly make fast cash.
1. Ask for Condescension on Accounts
Some lenders, such as utilities and cable TV companies, do not charge interest on late payments. Find out if they will accept deferred payments on the account of your fast cash. Use whatever money you save by not paying these bills to help you with urgent needs. If you are unable to pay off consumer debts such as car loans or mortgages, first research your options with a lender before applying for high-interest rate toxic loans. This way you get fast cash correctly.
2. Sell Unused Gift Cards
The kiosks offer instant cash with gift cards ranging from $ 15 to $ 1000 to get fast cash. You get a little less there. The company pays up to 85% of the cost of the card at its kiosks, and when selling through its website up to 92%. You may also go through online gift card exchanges such as but most of them take a few days. You have to mail the card and then wait for a check or direct deposit to get fast cash.
3. Take a Loan from Your Retirement Account to Get Fast Cash
You can take out a loan for your 401 (k) or IRA to get fast cash but there are certain conditions. You may borrow from the IRA once a year if you repay the money within 60 days. If your employer allows 401 (k) loans, then you usually borrow up to half your account balance up to $ 50,000. You have five years to pay off the loan with the fast cash you get. However, if you do not make payments within 90 days, the loan is considered taxable income. If you quit or lose your job, you will usually have to pay off your 401 (k) loan shortly thereafter. Also, consider this option to get your urgent fast cash from MFO like MoneyZap, they are always available.
4. Post Something to Get Your Fast Cash
As a way to get fast cash at the pawnshop is not very good yet they are fast. If you cannot repay the loan, the pawnshop simply leaves the item you used as collateral. This is much better than bad credit and calls from collectors. You may also sell the item directly to the pawnshop instead of borrowing on the item's collateral. Jewelry, musical instruments, firearms, and modern electronics are best suited for this purpose. For example, if you have jewelry, just visit your local jewelry buyer and this way you will get the long-awaited fast cash. This way you will get the long-awaited fast cash.
5. Consolidate Your Debt to Get Fast Cash
If you're struggling to keep up with multiple debt payments and want quick cash, you can consolidate your balances from credit cards, medical bills, store financing, or other expenses. Lower your payments with a personal loan. Some lenders finance the loan during the day. Refinancing $ 5,000 debt from an interest rate of 10% to 5% can save you over $ 800 in interest if you have to carry the balance for at least four years. If you have good credit, you can transfer the remaining high-interest rate credit card debt to a new card with an initial interest rate of 0%. Make sure you are able to redeem the balance before the tariff balls rise at the end of the introductory period. This is a pretty smart option to earn fast cash.
6. Cut Your Insurance Premiums
One of the dirty secrets of the auto insurance industry is that premiums for the same driver for the same insurance coverage can vary from company to company by hundreds of dollars. Each insurer does its own mat. That is why it is worth comparing auto insurance quotes. If you like your operator, check out the dozens of discounts they have. You get a 10% discount or more for things like good grades taking safe driving training, or at least three years without crashes.
It's the same with homeowner insurance. Shopping around will save you 10% to 15%, as can discount on things like having a home security system, quitting claims, or quitting smoking. Many insurers offer discounts on the purchase of both cars and homeowners or renters with them. This is one of the interesting options for how you can get fast cash.
7. Become a Freelancer
Your skills can earn you fast cash. Freelancers provide their services such as editing, proofreading, writing, and tutoring for one-off contract work. Technically, you are self-employed. So you can take on as much work as you like:
- Use freelance for different jobs in different niches;
- Try Elance for technical, data entry, and bookkeeping jobs;
- Sign up to Fiverr if you have a unique talent that you can sell for $ 5;
- If you're looking for writing or editing work, then choose Upwork.
8. Earn Fast Cash on Your Old Books
Books you don't need anymore just collect dust. You can sell them on the online market to get back some of the money you paid for them. The amount you get paid varies greatly depending on the type, age, and condition of each book:
- This is a great way to get rid of old textbooks that you no longer need;
- Try BookScouter and Amazon.
9. Sell Digital Photos
If you take a lot of photos, you can sell them to companies for use in advertising. Upload your photos to a website or app and earn up to $ 5 each, or take specific photos the company wants and earn up to $ 100:
- Try Foap;
- Try to upload a lot of photos for them to be selected.
10. Take Online Surveys
Some research companies will pay for your feedback. They will give you polls asking about your customer experience and the general products you use. You can earn up to $ 50 on average in just a few hours of your time:
- Register with multiple survey sites to get the most out of your survey experience;
- Some sites send out only 1-2 surveys per month;
- Beware of fraudulent surveys.
If the site ever asks you to enter your credit card information or purchase a prepaid Visa, then do not proceed.
